At C & N Equipment, we provide in-house financing designed to make your equipment investment smooth, cost-effective, and tailored to your needs. With a minimum down payment of $10,000, a fixed 5% annual interest rate, and flexible terms extending up to 72 months, we help you move forward with confidence.

Financing Process Overview

1. Submit Your Application
Get started by completing our financing application. You can apply through one of the following methods:

• Online via contact form or email to sales@cn-equip.com
• In person at our dealership
• By speaking directly with our financing team

The application will require essential business and personal details to support the credit evaluation process.

2. Application Review and Approval
Once received, your application will be reviewed by our financing team, usually within 1–2 business days.

• Additional documents may be requested, depending on your application.
• After approval, you will receive a personalized financing proposal, based on your requested term (up to 72 months).

3. Down Payment Requirements
To proceed with financing, a minimum down payment is required:

• The minimum down payment amount is  $10,000 of a total.
• The required down payment amount may be higher depending on the equipment value and credit assessment.
• Down payments should be made via bank transfer.

This amount is directly applied to the total equipment cost, reducing the financed portion.

4. Financing Agreement
Once the down payment is received, a formal financing agreement will be prepared. This document will include:

• The remaining balance to be financed
• A fixed interest rate of 5% annually
• A detailed monthly payment schedule
• The chosen financing duration (up to 72 months)
• Full terms and payment conditions

We encourage you to review the agreement thoroughly. Our team is available to clarify any part of the process before signing.

5. Equipment Delivery
After confirming the financing agreement and verifying the down payment:

• We will arrange for the release or delivery of your equipment
• Your C & N Equipment representative will coordinate delivery based on your preferred schedule

6. Monthly Payments
Late payments may incur fees, as stated in your financing terms. All scheduled payments are to be made by one of the following options:

• Automatic bank withdrawal
• Cash
• Credit Card

7. Ongoing Account Support
Our commitment to customer service extends beyond your purchase. Our team is available to assist with:

• Questions about your payment schedule
• Information regarding payoff or outstanding balance
• Requests for adjusting your term (subject to approval)
• Early payoff and refinancing options

Get Started Today

Apply now to begin the financing process and move closer to owning the equipment your business depends on.